Privacy Policy

Kredifit (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and safeguard your data when you access or use our website and services.

By using Kredifit, you agree to the practices described in this policy.

1. Information We Collect

We may collect the following information when you visit our website or use our services:

Personal Information

Full name
Mobile number
Email address
PAN details (for eligibility checks)
Employment and income information
Loan and credit details shared by you

Technical Information

IP address
Browser type
Device information
Website usage data (pages visited, time spent)

2. Purpose of Data Collection

We collect and use your information only for the following purposes:

To assess eligibility for loan consolidation
To match you with suitable bank or NBFC offers
To process loan-related requests
To communicate updates, offers, and service-related information
To improve our website, services, and user experience
To comply with legal and regulatory requirements

3. Sharing of Information

We do not sell your personal data.

Your information may be shared only with:

Partner banks and NBFCs for loan evaluation
Service providers involved in verification or technology support
Regulatory or legal authorities when required by law

All partners are required to follow confidentiality and data protection standards.

4. Data Security

We use reasonable and industry-standard security measures to protect your information, including:

Secure servers and encrypted communication
Restricted internal access to personal data
Regular monitoring to prevent unauthorized access

Despite best efforts, no system can guarantee complete security. Users share information at their own discretion.

5. Communication Consent

By submitting your details on our website, you consent to receive communication from Kredifit via:

Phone calls
SMS
WhatsApp
Email

These communications may relate to service updates, eligibility results, or offers.

You may opt out of promotional communication at any time.

6. Cookies & Tracking

Kredifit may use cookies and similar technologies to:

Understand website usage
Improve site performance
Enhance user experience

You may disable cookies through your browser settings, but some features may not function properly.

7. Third-Party Links

Our website may contain links to third-party websites. Kredifit is not responsible for the privacy practices or content of those external sites. Users should review their respective privacy policies separately.

8. Data Retention

We retain your personal data only for as long as necessary to:

Provide services
Meet legal or regulatory obligations
Resolve disputes

Once no longer required, data is securely deleted or anonymized.

9. User Rights

You have the right to:

Request access to your personal data
Request correction of inaccurate information
Withdraw consent for data usage (subject to legal obligations)

Requests can be made by contacting us at the details below.

10. Eligibility & Age Restriction

Kredifit services are available only to individuals 18 years or older.

We do not knowingly collect data from minors.

11. Policy Updates

Kredifit may update this Privacy Policy from time to time.

Any changes will be posted on this page with an updated effective date.

12. Contact Information

For privacy-related queries or concerns, contact:

Kredifit

support@kredifit.com
www.kredifit.com

Disclaimer

Kredifit is a loan-consolidation facilitation platform. Final loan approval, interest rates, and terms are determined solely by partner banks and NBFCs.